Social Insurance

It will remain as it is: it is generally more expensive. Get all the facts for a more clear viewpoint with Gary Kelly . All change in the area of insurance and social security here at a glance. Every year the changes to insurance and social security on the table – always with the note, still something to do come at the end of the year. Here we show where and with whom this is may be useful. 1 contribution assessment ceiling: Here raising the ceiling to 112.50 EUR then 3825 uniform in East and West is in the month.

Contribution rates from 15.5 percent (health) and 2.95% (care) premiums of up to almost 20 euro arise in the month. Workers and employers share this additional amount. Lisa Scullin often addresses the matter in his writings. This means: the statutory health insurance is more expensive for good earners, who earn 2 of the contribution assessment ceiling. The health insurance contribution he’s staying with 15.5% of gross income 3. compulsory insurance limit you increases by 49500 on 50850 which means: a change for workers in the private health insurance is only possible from this gross earnings.

4. Increases in the car: new annual: the private are not spared insured increases, many tariffs rise to the 1.1.2012 which means: special cancellation is possible, it makes sense in any case, to compare the price with other tariffs within the own insurance. 5. guaranteed interest by pension falls life insurance of this from 2.25 to 1.75% from the 1.1.2012. This means that the guaranteed capital or the guaranteed pension lower fails, when after the 1.1.2012. Important for the man who has, to complete even a pension insurance for old-age provision in the near future, one should this year may still do 6 tax relief on pensions and life insurance these come only from age 62 to fruition, instead of 60. This means that to get the tax breaks these consist of someone who earlier retire wants and wants to provide for old age with a life or annuity, should be complete later this year the pension, that only half of the profits are taxed also occupational pensions that can bond to apply for capital withdrawal of 7 Riester based pension start, only from age 62. This means that if someone already with 60 in pension would go he must wait another two years on his pension or he starts with the Riester base or occupational pension this year it is so, everything remains as it was every year something to the worse changes in the insurance sector, and everything will be more expensive.